Financing Options

No interest if Paid within 6 mo/Monthly payment factor 2.5%

0% Interest for 25 mo/Monthly Payment factor 4% 25k min

5.99%APR/Monthly payment factor 1.75%/37 payments

5.99%APR/Monthly payment factor 1.75%/68 payments 25k min

9.99% APR/monthly payment factor 1.25%/132 payments

Yes. We offer financing for both planned projects and urgent repairs. Whether you’re upgrading a kitchen or recovering from flood damage, we have options to help you fund the work.

The process is quick and simple. We’ll help you fill out a short application through one of our trusted lending partners. Many clients receive same-day approval.

Good credit improves your chances of qualifying and may lead to better rates, but we work with a variety of lenders who offer options for a range of credit scores.

Yes, many of our clients use financing to cover deductibles or other restoration costs not fully reimbursed by their insurance policy.

Most of our financing options do not have prepayment penalties, so you’re free to pay off your loan early if you’d like. We’ll make sure you understand all the terms up front.

Significance: This registration provides a level of assurance that the builder is recognized and accountable to the relevant authorities. It might also be a prerequisite for pulling permits and legally constructing new homes in that area. To understand the specifics, you’d need to know which state or region this registration applies to.

This certification, issued by the U.S. Environmental Protection Agency (EPA), signifies that the firm has been trained and certified to perform lead-based paint activities safely and in compliance with federal regulations. This is crucial because lead exposure can be hazardous, especially to children.

Significance: Hiring an EPA Lead-Certified Firm ensures that any work involving potential lead-based paint (common in homes built before 1978) will be conducted using lead-safe work practices. This includes containment of dust and debris, proper cleanup, and waste disposal, minimizing the risk of lead contamination. The “NAT” likely indicates a national certification, and the “F” denotes it’s a firm certification.

This is a New Jersey Home Improvement Contractor (HIC) License number. In New Jersey, anyone performing home improvements (repairs, renovations, alterations, or additions) on residential properties, with some exceptions, must be licensed.

Significance: Holding this license means the contractor has registered with the New Jersey Division of Consumer Affairs. While it doesn’t guarantee the quality of work, it does provide a mechanism for consumer protection. Licensed contractors are required to carry liability insurance and provide certain disclosures to homeowners. Consumers can also use this license number to check the contractor’s standing with the state. The “13VH” likely indicates the type of license or the year it was issued.

IICRC stands for the Institute of Inspection, Cleaning and Restoration Certification. It’s a non-profit organization that sets standards and provides certifications for professionals in the inspection, cleaning, and restoration industries. Being IICRC certified means that the individual or company has demonstrated knowledge and skills in specific areas of these industries by passing rigorous examinations and meeting certain experience requirements.

Significance: IICRC certification is widely recognized as a mark of professionalism and competence in fields like carpet cleaning, upholstery cleaning, water damage restoration, mold remediation, and more. It indicates that the certified professional adheres to industry best practices and standards, providing a higher level of assurance in the quality of their services. To know the specific areas of expertise, you might need to inquire further about the specific IICRC certifications held (e.g., Water Restoration Technician, Applied Microbial Remediation Technician).